When it comes to personal finance,we are all looking for ways to save more money.
当我们说到个人经济状况的时候,我们总是寻找各种方法来存更多的钱.
Our household budgets are filled with both big and small expenses that we imagine can
be cut to save us loads of cash or,at the the very least,spent better elsewhere.
我们家庭预算中充满了大大小小的开销,我们想象着可以开源节流,这样我们可以节省很多现金,
或者至少也能把钱花在更值得用的地方.
One of the things you have surely considered is using public transportation rather than
your own vehicle.你肯定会考虑的一件事就是不开私家车,而选择公共交通工具.
It would be easy to assume that public transportation is cheaper,
我们很轻易就认为公共交通工具更便宜,
because bus fare is far less expensive than gas.因为公交费比邮费便宜的多了.
but those are not the only costs to consider.但是还有别的需要考虑进来.
Take a step back to your high school economic class and try to remember the lesson
about opportunity costs.回想一下高中经济课上关于机会成本的知识.
These ,as you might recall if you were awake for that class, 如果这节课你没有睡着的话
are the things you give up when you choose one option over other options.
你可能会想起机会成本就是当你做出选择时你放弃的东西.
Although they are not measured in dollars and cents,
虽然这些东西不能用钱来衡量,
they still have to be considered whenever you make a financial decision.
但是每当你做出一个经济选择的时候,仍然需要考虑进去.